Gone are the days when we have to wait in long lines for a bank teller or even drive to the ATM for check deposits. In this growing digital age, mobile banking in Kansas City has become a large part in how we manage our finances.
Here at Cornerstone Bank, we understand the changing banking industry, and that’s why we take pride in giving our specialized advice on different financial topics to our friends in the KC community. Read below to learn more about what mobile banking means for you.
What is mobile banking?
Mobile banking is the process of using a mobile device, such as a smartphone or tablet, to perform everyday financial transactions. These include checking account balances, opening new accounts, paying bills, depositing checks, and transferring funds.
Types of mobile banking
SMS Banking
SMS Banking is any kind of banking done via text message. It’s an easy way to do tasks through the use of simple commands. Banks can alert you of low balances, potential fraud, and any updates to your account. SMS banking allows you to stay in contact with your bank without ever having to walk into a physical location.
Mobile Web Browsers
Now more than ever, banks understand the importance of having their websites optimized for mobile banking. With mobile browsers, you can visit your bank’s web page in the same way you’d use a computer.
Banking Applications
Mobile banking apps gives you a simple and easy way to access your banking information. These apps are meant to be displayed on smartphones and tablets, so you don’t have to be concerned with slow load times and buffering. You can check to see if your bank has an app via your phone’s app store. (Hint: Cornerstone Bank has one!)
Benefits of mobile banking in Kansas City
Banking on the go
As Kansas City continues to grow, it seems our lives become busier and busier. Some days we simply don’t have the time to visit our local bank; therefore it’s beneficial to have banking options wherever we go. Mobile banking allows you to get through your financial errands without having the constraints of driving to yet another place.
Fast, simple, and easy
Mobile banking has made your banking needs less complex and more efficient. You no longer have to maneuver through confusing paperwork and long processes to deposit a check or to transfer funds from one account to another. Everything can be done by the tap of a finger!
Keeps you financially smart
With the help of mobile banking in Kansas City, you can stay up to date with your finances 24/7. According to Statistica, 62% of people in the U.S. say mobile banking keeps them aware of their financial situation. Plus, unlike when you manually balance a checkbook, mobile banking eliminates human error.
Keeps your information safe
Some may be concerned about security when it comes to mobile banking in Kansas City. Luckily, there are a wide variety of safety measures banks take to help keep your information secure. At Cornerstone Bank, our mobile banking app even has facial recognition technology as a quick, easy, and secure way to login!
Get Started with Mobile Banking in Kansas City with Cornerstone Bank
Since 2001, Cornerstone Bank has put our customers first, and that means giving them the best mobile banking has to offer. Our app includes up-to-date banking, touch ID, facial recognition for quick login, an “instant balance” feature, and the ability to customize your card’s security settings.
For more information on our mobile banking features or about how to open a bank account online, visit our Overland Park bank or give us a call to let us know how we can help.