Your Locally Owned Bank in Overland Park

20 Years in Kansas City

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A bank has a responsibility to its customers. A responsibility to help people navigate tough financial decisions, protect their interests, and to fuel life’s opportunities. For this reason, Cornerstone Bank is serving you first.

Cornerstone has been a local banking option in Kansas City for 20 years. We continue to strive to be the best for our customers. We have always felt a deep commitment to the community. It’s that commitment that has earned us loyal customers through the years. They’ve found we treat them with the respect and dedication they deserve from a local bank in Kansas City.

We pride ourselves on being a community bank that labors to provide you with concierge banking services. We believe every customer is our most valuable customer. Each and every one has made it possible for us to gain the respect of our neighbors and helped us to grow over the last two decades.

Our team goes above and beyond every chance we get for our customers, from helping to find the best commercial loan offerings to checking on if an important check has cleared. We provide every customer that comes in and wants a personalized banking service with their banker’s cell phone number because we know concerns don’t just happen during regular business hours.

What can we do for you?

Surround Yourself with Local Professionals

Foremost, we at Cornerstone Bank put the best interest of our customers above everything else. That’s the most inherent value of local banking in Kansas City. We don’t tailor our needs to our customers; we tailor our services to meet the needs of our customers. Our close relationships within the community give us insight into how to better assist our neighbors.


Our services

Business Banking

Business Banking

While other banks talk about loans, we talk about how to grow your business.

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Personal Banking

Personal Banking

From opening your first account, buying your first home, sending your kids to college or saving for retirement – we have your best interest in mind.

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Cornerstone Bank offers a complete commercial loan service – from business to real estate to lines of credit.

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Customize your banking experience

Personal and Business Banking Solutions.

We know not everyone needs the same things or uses the same resources a local bank in the Kansas City area offers. That’s why we make it easy to manage all your accounts 24 hours a day, 7 days a week. Check your balance, monitor your accounts, make a deposit, or transfer funds with our online and mobile banking services. Additionally, we offer easy ways to deposit cash and checks. Not to mention competitive rates on accounts and loans.

Banking Services

We know you have a lot of options when it comes to local banking in Kansas City. Big banks will make it sound like they have more to offer but without a personal connection. When a bank becomes big enough, the customers become nothing more than account numbers. They won’t recognize your face when you walk into the building or your name over the phone.

At Cornerstone Bank, we pride ourselves on our personal relationships with our customers. We have spent years building products and services that fit your local banking needs in Kansas City.

Personal Banking

When it comes to your banking needs, we know it is personal. Whether you are opening your first account, purchasing a home, getting your kids ready for college, or planning for retirement, you want to know that your bank is your biggest financial advocate. Our primary goal is to provide you with the tools and guidance to ensure the most success possible.

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Business Banking

We know how difficult it can be to gain success, as in your business. A lot of things have to go right for a business to grow, and it takes commitment from the founders, employees, and strategic partners. At Cornerstone Bank, we work tirelessly to be the best local bank, not just in Overland Park, but in the entire Kansas City metro area. From cash flow, to payroll, to taxes, we love assisting our customers with the complexities that running a business requires.

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Commercial Loans

There is no better partner for commercial business than one that shares the same community. A local bank is going to have a better understanding of the Kansas City area and its needs. They have a much greater vested interest in local success because they truly care about their community. You’ll never just be a loan number when you bank with Cornerstone.

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Online & Mobile Banking

We don’t just want to be the best local bank in Kansas City; at Cornerstone Bank, we want to be available in the palm of your hand wherever you happen to be. We offer a great app for mobile banking. Whether you are an Android or iOS user, we’ve got you covered. Or, if you prefer to access your account from your computer, our online banking is a powerful and convenient tool for our customers.

Of course, we are always right down the road at our Overland Park location if you’d prefer to stop in and see us.

Mobile banking made easy

Making it easy for our customers to quickly access what they need is a cornerstone of our service

Banking at your fingertips

Our Touch ID login feature makes it easy to access your account with the touch of a finger

Instant balance

Use the “instant balance” feature to check your balance without having to log in

Track transactions and balances

Manage your checking, savings and credit card accounts from the app

Customize your security settings by card

Tailor your security settings by blocking transactions, setting limits, and receiving alerts

Make payments and transfers

Transfer money between your accounts, and make payment on your credit accounts

Deposit your checks without a trip to the bank

Simply enter the amount, take a photo of your check, and select your desired account

The cornerstones of our services

Call your banker any time

Even on the weekends

We know that problems arise at the most inopportune times. That’s why all of our bankers provide you with their cell numbers.

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Not just an account number

We know you & your family

Cornerstone Bank serves you first. That’s the value of a community bank in Kansas City– a small organization that knows their customers better.

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Securing the loan you need

With 30+ years of banking experience

We do what needs to be done for our customers. We can discuss the details of obtaining a loan.

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Smart banking decisions

Backed by entrepreneurship

Cornerstone was built from the basement up. Our history has fueled our growth and established our focus on helping business owners succeed too.

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Grow Your Investment

With Higher Interest Rates

How you distribute your money is based on your return opportunities. Start benefiting from your deposit accounts again with higher interest rates at Cornerstone Bank.

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Local Banking in Kansas City | Your Neighborhood Community Bank Located in Overland Park

Cornerstone Bank’s History

After spending 15 years in the banking industry passionately serving others’ banking needs, John K. Doull began a new journey. In his time in banking, John saw a need for a local bank in the Kansas City metro area to serve small businesses and the community as a whole by providing a personal touch. 

In 2001, John founded Cornerstone Bank with the mission of positively affecting people to achieve their aspirations by serving them first. From the very beginning, this was the most important thing to John, and still is to this day. John formed a team that became like a family. Many members of the team have been with the bank for well over a decade. That’s why it feels like a family when you walk into Cornerstone Bank.


Several years after Cornerstone Bank began, John’s son, John, finished college and joined his father 17 years ago. His passion for helping others matches his father’s. You will find this attitude in every team member when you choose Cornerstone for local banking in Overland Park. Proudly serving the Kansas City metropolitan area.

Our Passion

Above anything else, our customers are who and what we are most passionate about. We want to help improve the community we are a part of. We love serving others and look forward to our yearly customer appreciation event that we put on to let our customers know just how much they mean to us. 

As a concierge-level local bank serving the Kansas City metro area from our home in Overland Park, we are always ready to go the extra mile for our customers. We truly enjoy what we do. Our team is proud that so many people trust us with their banking needs. We pride ourselves on the level of trust the community has bestowed upon us.

Our Values

Make a positive impact every day.

We believe that making a positive impact is more than a choice; it is a mindset and way of life. This is the foundation of Cornerstone Bank, and we exist to positively affect our community.

Evolve and innovate

As a local bank in Kansas City, we creatively solve problems and generate ideas by thinking outside the box. Our attitude is believing goals and dreams are possible.

Build strong relationships by delivering reliable results.

We set out every day with the goal of delivering results for our customers with an attitude of partnership and collaboration. You’re never alone in your banking concerns, and we are there for our customers every step of the way.

Going above and beyond our customer’s expectations.

The norm is never good enough for us, and it certainly isn’t for our customers. We strive to exceed expectations in every aspect of our business. From responsiveness to availability, timeliness, to simple presence, we put our best effort forward for each customer, every time.

Always doing the right thing.

It’s sad it has to be said and that just doing the right thing isn’t just the standard everywhere. Integrity, honesty, loyalty, and kindness are key to any healthy relationship. These qualities are integral to who we are as a local bank in Overland Park.


We pride ourselves on our level of knowledge across all areas of our business. A big advantage of having team members that have been with us for a considerable amount of time is that they intricately understand the needs of our customers. In 20 years, we’ve gained a keen insight into the banking needs of our neighbors in Overland Park and the surrounding Kansas City metropolitan area.

Our Commitment

Our top priority and commitment is to go above and beyond the norm in everything we do. We aren’t satisfied with anything less than exceeding our customer’s expectations in terms of availability, responsiveness, timeliness, and presence. Good enough is just not good enough for us as your local bank.

Get to Know a Local Bank Serving the Kansas City Metro Area

Frequently Asked Questions

What is the difference between a local and national bank?

There isn’t as much of a difference in the capabilities between a national and a local bank in the Kansas City metro area when it comes to available services, at least not a good local bank. The actual differences are going to be in the level of personal attention and service that you, the customer, receive from the two types of banks. 

At a local community bank like Cornerstone, you are going to receive the utmost personal attention without sacrificing services. A local bank is more invested in the local community.

What if I need help with my business account on the weekend?

When you open an account with us at Cornerstone Bank, your community banking associate will ensure you have their cell phone number in case you ever have an urgent banking emergency. We know life doesn’t always happen during business hours.

What can I do about my credit score?

Everyone’s situation is unique, but we’d be happy to meet with you to advise you on your individual situation. Depending on your credit score and other factors, different options will be available to you, and we will work with you to find the best option for your personal needs.

What are the main qualities to look for in a local bank?

When choosing a local bank in Kansas City, look for,

  • Convenience 

Find a bank that is close by or has easy access to tools such as online and mobile banking available.

  • Personalized service

One of the biggest advantages of a local bank is that you are more than just a number to us. We want to be on a first-name basis with our customers and truly understand each individual’s needs.

  • Operational capabilities 

As technology advances and time presses forward, every industry continues to develop. This is true for the banking world as well. You need a bank that is going to continue to provide you with the most advanced options possible to suit your banking needs in the Kansas City metro area.

  • ATM locations

An important factor for most banking customers is the need for ATM access to withdraw and deposit funds when necessary. Considering fees and location availability are something everyone should be aware of when searching for a bank. At Cornerstone, we provide up to $8 a statement cycle in refunds for fees from ATM withdrawals.

Do I need to set up online or mobile banking if I bank locally?

There is an enormous advantage to having your bank nearby, for obvious reasons. Even if you’re right down the street, it can be helpful to have online and mobile banking set up. These tools make it easier to monitor your accounts’ activity any time, any day of the week. 

Having these options set up also adds security to your account. With online banking, you can set up notifications for when transactions occur, so you are always on top of your accounts’ activity.

We’re not the typical bank on every corner.
We’re your Cornerstone Bank.

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