Banking Rates in Overland Park, KS


Deposit Accounts

NOW Checking Account (Split Rate)
$0.00 - $25,000.00.50%.50%
$25,000.01 and above.25%.25%
Money Market Accounts - Personal
$0.00 - $24,999.99.10%.10%
$25,000.00 - $99,999.99.25%.25%
$100,000.00 - $199,999.99.40%.40%
$200,000.00 - $299,999.99.45%.45%
$300,000.00 and above.50%.50%
Money Market Accounts - Business
$0.00 - $24,999.99.10%.10%
$25,000.00 - $99,999.99.20%.20%
$100,000.00 - $199,999.99.25%.25%
$200,000.00 - $299,999.99.30%.30%
$300,000 and above.40%.40%
Savings Account
$100.00 minimum to open.15%.15%
Effective date: June 8, 2018

These are variable rate accounts, as such, the interest rate and annual percentage yields are subject to change at any time. Interest accrues daily and credited monthly. Savings Account accrues daily and credited quarterly.

CDs & IRAs

Certificate of Deposit & Individual Retirement AccountAnnual % YieldInterest Rate
30 days.27%.27%
31 - 90 days.30%.30%
91 - 182 days.32%.32%
06 - 12 months.39%.39%
12 months.54%.54%
18 months.60%.60%
24 months.70%.70%
36 months.85%.85%
48 months.98%.98%
60 months and above1.19%1.18%

Annual Percentage Yield is current as of date below. Rates are subject to change at any time without prior notice. A penalty may be imposed for early withdrawal. Unless otherwise specified, a Cornerstone Bank CD requires a minimum of $1,000.00 to open. Interest is compounded and credited quarterly (or you may receive interest by direct deposit). CDs are automatically renewable unless otherwise disclosed at the time the account is opened. The minimum term for IRA deposits is six months.

Effective date: June 8, 2018

Car Loans

Car Loans New or Used by YearTermNote RateAnnual Percent Rate
2016 & 201748 months5.13%5.473%
60 months5.34%5.684%
201548 months5.13%5.473%
60 months5.34%5.684%

Loan example information – A down payment of up to 20% may be required. A purchase price of $15,000 with a 20% down payment for 60 months at a Note Rate of 5.34% and an annual percentage rate of 5.864% would result in a monthly payment of $228.33. This is an example of a typical transaction that is currently available. These loan rates are available to consumer customers only. Loans on motorcycles and boats add 1.00%.

The above rate information does not constitute an offer. All rates are subject to change at any time. All loans are underwritten at the time of application and are applicable only to a specific vehicle. Vehicles with mileage in excess of 80,000 miles will be considered on a case by case situation. Vehicle evaluations are determined by the NADA Guide. Rates are subject to change without notice. With an auto-debit on your Cornerstone Bank account, the rate will be .25% lower.

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