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Online Fraud and Security Internet "phishing" scams are one of the fastest-growing frauds today. Phishing typically involves a bogus e-mail message using legitimate materials, such as a company's website graphics and logos, in an attempt to entice email recipients to provide personal financial details, such as credit card and Social Security numbers. Cornerstone Bank will never send an email or text message requesting your personal information. We will never ask you to click on a special site link to “verify” your personal information. While emails of this nature may look like they are from us, and even use our logo, they are most likely a phishing scam. If you receive an email or text message purporting to be from us requesting verification of your personal information do not answer the email or text message. Instead, please call us as 913-239-8100 to report the incident. Avoiding Cashier's Check Fraud Many consumers have become victims of scams involving a fraudulent cashier’s check. A cashier’s check is a check that is issued by a bank, and sold to its customer or another purchaser, that is a direct obligation of the bank. Cashier’s checks are viewed as relatively risk-free instruments and, therefore, are often used as a trusted form of payment to consumers for goods and services. Avoiding Identity Theft The consequences of identity theft can be staggering. Victims spend extensive time closing bad accounts, opening new ones, and fixing credit records. There can be out-of-pocket expenses related to clearing your name. You could be denied loans and jobs and though unlikely, you could be mistakenly arrested as a result of crimes committed in your name. |