You’re probably noticing a lot of banks adding online banking to their features, but you still may be unsure if it’s right for you. At Cornerstone Bank, we always make sure that our customers are in-the-know about the latest in banking technology. To help you make your decision, here are some pros and cons of online banking in Kansas City.
Do I Need Online Banking if I Bank Locally? →
Cons of online banking
Online banking can be great for many people, but there are a few aspects some may see as a disadvantage.
You only have access where there’s internet
Banking online requires internet access; there’s no way around that. If you’re ever somewhere without the internet (or data on your phone), you won’t be able to access your account online. (Luckily, if you bank with Cornerstone Bank, you can always give us a call at (913) 239-8100 for help with your account.)
You don’t get personalized attention
Since you’re not working with your bankers in person, you don’t get the same customer service. Most options have in-site help to guide you, but for some people, that doesn’t compare to speaking with a real person. Fortunately, our bankers at Cornerstone Bank are always available to help. We even give our personal cell phone numbers so that you can call us when the office is closed.
Your bank may not offer online banking
Not every bank offers online banking, which may really limit your banking experience. The best way to avoid this is to find a bank that includes online banking right out the gate. For those in the Kansas City area, Cornerstone has online banking ready to go. You can even visit our website to open a bank account online.
Pros of online banking
We can’t talk about the pros and cons of online banking in Kansas CIty without going through the benefits that comes with it (online banking is even great for businesses). There’s a reason why so many people are turning to online banking to help them manage their finances.
Banking on the go
Some days we simply don’t have the time to visit our local bank; therefore it’s beneficial to have banking options wherever we go. Online banking allows you to get through your financial errands without having the constraints of driving to yet another place.
Fast, simple, and easy
Online banking has made your banking needs less complex and more efficient. You no longer have to maneuver through confusing paperwork and long processes to deposit a check or to transfer funds from one account to another. All you need is internet access and you’re good to go!
Pay bills online
The great thing about online banking is that you can often pay your bills online. Not only is this a way to eliminate excess paper, you can also easily manage when bills are paid. This allows for better organization, which can take away a lot of stress. Keep in mind that different banks allow for different payment options, so be sure to ask your bank questions for more information.
Get started with Cornerstone Bank today
Now that you know some of the pros and cons of online banking, let Cornerstone Bank help you get started. Since 2001, Cornerstone Bank has provided the best local banking experience, and we plan to continue to do so for years to come.
Learn more about how Cornerstone Bank is different from other local banks
We want to get to know you! Visit our office or give us a call at (913) 239-8100 to let us know how we can help.