Cornerstone Bank

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Business Checking Accounts for Every Type and Size of Business

Checking accounts basically all function the same. It’s your business that evolves and changes. Cornerstone Bank has a variety of business checking account options so you can choose the one that fits your activity level.

Small Business Checking

An account for nonprofits, sole proprietorships and businesses with lower activity levels.

  • $100 Opening Deposit
  • No Minimum Balance
  • Online Banking
  • Minimum Daily Balance of $1,000 Avoids $10 Monthly Maintenance Fee*
  • Transaction Fee After 25 Debits, $0.20 Each
  • Transaction Fee After 25 Credits, $0.20 Each
  • Transaction Fee After 100 Deposited Items, $0.15 Each

* A negative daily average balance will incur a fee of Federal Home Loan Bank of Topeka Line of Credit rate plus 4%

Business Checking

An account for businesses with higher activity levels.

  • $100 Opening Deposit
  • Monthly Analysis Fee $15
  • Online Banking
  • Transaction Fee per Debits. $0.20 Each
  • Transaction Fee per Credits. $0.25 Each
  • Transaction Fee per Deposited Item $0.02 on U.S. / Transit $0.06

A negative daily average average balance will incur a fee of Federal Home Loan Bank of Topeka Line of Credit rate plus 4%

Analysis Credit is based on Federal Home Loan Bank of Topeka Line of Credit rate minus 35 basis points

Money Market Account

  • $1,000 Opening Deposit
  • $1,000 Minimum Balance
  • Monthly Statements
  • Tiered Interest Rates
  • Interest accrues daily on available balances and is compounded monthly

Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle.

We Use the Most Sophisticated, Secure Technology

Cornerstone Bank uses the most secure and latest banking technology to protect your accounts, personal information and give you convenient online services. Our security options even let you establish different access levels so each user only sees what you allow.

Our phone system on the other hand is a different story. There are some things technology can’t do, like say hello. When you call Cornerstone Bank, an associate will personally answer your call, not an automated system.

Lost or Stolen Debit Card?

During business hours call 913-239-8100
After business hours call 1-800-554-8969

“As a business owner I want two very important things from my bank: customer service and reasonable costs. Cornerstone Bank delivers on both. When I have a question or a concern, I cannot only talk to the right person quickly, I can also get a decision immediately. And the costs are more than reasonable.”


Kent Teague, Gold Creek Capital