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ACH payment processing for small businesses

How Do ACH Automatic Payments Work for Small Businesses?

Business / April 30, 2021

Automated clearing house, also known as ACH, payment processing for small businesses allows you to send money faster and more efficiently. Instead of constantly writing and mailing checks, if your accounts payable has ACH capabilities, you can reduce human error while making your bookkeeping more organized. 

Even still, our bankers at Cornerstone Bank have found that many companies neglect ACH and other small business banking solutions to make them more profitable. Our goal is to educate our commercial clients to help them optimize their dollar and make the most of their financial operations. 

How Your Bank Should Help Your Small Business Grow 

What is ACH payment processing?

ACH payment processing is a secure method of transferring funds to pay recurring bills, employees, and more. Since everything is electronic, funds are typically available a lot quicker than traditional checks. The ACH network and process allows you to make transactions without ever leaving your office! 

As a result, you can track cash flow and payments a lot easier, which can help you make more informed decisions each quarter. Plus, it can make money management easier for bookkeepers. Instead of having to remember what to pay at what time, setting up automatic payments can alleviate that stress. 

To further maximize ACH benefits, Cornerstone Bank uses our positive pay feature to help with fraud. For example, whenever you send checks out to vendors you get an Excel spreadsheet. From there, you can input the check numbers and amounts into our system. Then when the check gets mailed out and sent back in, the system ensures the check number and dollar amount is correct. If everything matches, then the check automatically goes through. If not, the check returns to the bookkeeper. 

Cornerstone Bank offers ACH payment processing for small businesses 

More than anything, our bankers are here to help you with any of your financial needs. Since 2001, we have been a primary resource for our small businesses across the Kansas City metro and the country. We take pride in watching our customers thrive, no matter what you do. 

We always put our customers first, and that means giving them the best banking has to offer. We don’t believe in simple banking; rather, we go above and beyond to help our customers make their money work for them. 

For more information, visit our Overland Park office or give us a call at 913-239-8100 to let us know how we can help.