Because there is a small risk that information transmitted via Internet email could fall into the wrong hands, we suggest that confidential information should not be transmitted via email. Email is generally not secure, and non-public customer information, such as account numbers or social security numbers, should not be included in email correspondence. Any errors or disputes should not be emailed.  Please contact the bank directly at 913-239-8100. Thank you.

- The Cornerstone Home Equity Loan is based on a variable rate of 1% over Chase Manhattan
   Bank's prime rate.

- The loan amount is figured as follows:
   80% of appraised value, less current first mortgage balance

For more information call or e mail  Michelle Guthrie or James Lentz.